Don’t tell Dave Ramsey, but, we just got back from an awesome Black Hills South Dakota vacation. Actually, you can tell him that. While your gossiping, tell him since we don’t have credit cards, we paid cash for the whole thing AND had $150 left over. What you can’t tell him is, most of our [...]
Continue reading about Dave Ramsey’s Baby Steps and Vacations
We have talked before about the importance of having an emergency fund. In case you haven’t noticed life is full of emergencies. My life is no different. Our septic system failed, leaving us with little choice but to spend five to seven thousand dollars to bring it up to working order and code. I’m beginning to hate that [...]
Continue reading about How To Spend An Emergency Fund ~Throw A Party
I don’t know about you, but before we were out of debt (except our house) I couldn’t imagine having the suggested three to six months of expenses in the bank. When your budget comes down to pennies every month, it’s a hard thing to fathom. Impossible really. It seems if people let there finances get [...]
The next day I went back to the jail to see how Mrs. Jones fared through the night. (If you are wondering who in nine counties is Mrs. Jones, click here to catch up and read her, budget busting, tale of woe.) I found Mrs. Jones making new friends. Turns out when you murder credit cards in cold blood [...]
Continue reading about The Case of the Credit Card Catastrophe~Building A Budget Part II
