Don’t tell Dave Ramsey, but, we just got back from an awesome Black Hills South Dakota vacation.
Actually, you can tell him that. While your gossiping, tell him since we don’t have credit cards, we paid cash for the whole thing AND had $150 left over.
What you can’t tell him is, most of our emergency fund was [...]
Continue reading about Dave Ramsey’s Baby Steps and Vacations
Here we are, at another crime scene. It looks Mrs. Jone’s checkbook is in the red and is bleeding out. I was afraid this would happen, click here, to learn how she can stop the bleeding and get some hope. If you are just getting to this crime scene and want to check out our personal story of becoming debt free [...]
Continue reading about The Case Of The Credit Card Catastrophe~Building A Budget Part I
…it’s a week until payday and I’m overdrawn. I can’t believe it happened again! I don’t know where all my money went. Can you help me?
I receive emails like this one quite a bit. The diagnosis is simple: Too much month left and at the end of the money. If this sounds like the boat you’re in, you’re [...]
Continue reading about Too Much Month Left At The End Of The Money~Case Study II
Thanks for your questions and comments on personal finance. Keep ‘em coming, I LOVE reading them. The following email, struck me as universal and probably the most common question I get asked…
I have to ask how were you able to live on the budget. I try to stick to a budget, but stuff always gets in the way. I’d [...]
